NeighborWorks Blackhawk Region has been providing homebuying workshops since its founding in 1979. The homebuyer education program is designed to promote long term homeownership by providing training and counseling. Our philosophy is to help you become mortgage-ready regardless of where you are in the home buying process.
The workshop will cover a variety of topics, including navigating the home purchase process, rebuilding credit, reducing debt, determining affordability, becoming mortgage-ready and much more. It is like getting a Ph.D. in homeownership!
The Workshop Includes …
Managing Your Money
- Making budgeting easier
- Setting up a realistic budget
- Banking and Saving principles
Shopping for a Home
- Home buying process
- Home buying team
- Types of homes
- Choosing a neighborhood
- Offer to purchase
- Homeowners insurance
- Clearing up credit issues
- Establishing credit
- Reviewing your credit report
Getting a Mortgage Loan
- House payments
- Mortgage loan team
- Types of mortgage loans
- Loan pre-qualification & pre-approval
If you would like take the Homebuyer Class:
Please contact us to start the registration process. Provide your contact information and we will send you a registration packet (see schedule here). After returning the completed packet, we will schedule a one-on-one appointment; we will look at where you are in the home buying process, answer your questions, create an action plan and budget, and review down payment assistant programs and costs.
It’s like getting a Ph.D. in homeownership!
If you are interested in the Janesville Downpayment Assistance program, visit the City of Janesville web site.
If you can’t wait for the next class, or would prefer to take an online workshop …
Visit eHome America and register. Upon completion of the eHome course we will schedule an appointment to review what you have learned, answer any questions, review down payment assistant programs and costs, and create an action plan and budget. The cost for the online course is $100.
Please provide contact information, including your postal or email address, and we will send you a registration packet.